SOLUTIONS

BOOST YOUR REVENUE WITH
MICRO FINANCING SOLUTIONS

Optasia. Changing the world our way.
Optasia’s micro financing solutions offer a gateway to new business areas and monetization opportunities while promoting financial inclusion. With our AI-led platform, we process and analyze consumer behavioral data, enabling efficient credit decisioning and empowering financial empowerment.

YOUR BENEFITS

EFFICIENT CREDIT DECISIONING
Our platform utilizes thousands of data points to provide accurate credit scoring, minimizing credit risk.
TAILOR-MADE SOLUTIONS
Optasia offers a comprehensive range of micro-financing enablement solutions, all managed through an end-to-end platform.
FAST-TO-MARKET PRODUCTS
Seamlessly embed our solutions into your ecosystem, introducing highly customizable products that cater to the exact needs of your customers.
ENHANCED CUSTOMER SATISFACTION
Our user-friendly solutions provide instant credit decisions, enhance the digital user experience, and facilitate financial access for previously unbanked populations.
FULL LOAN LIFECYCLE MANAGEMENT
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PRELIMINARY ASSESSMENT

Subscribers are preapproved based on the Optasia credit risk platform.

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COMMUNICATION

Targeted communication to eligible subscribers.
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APPLICATION & APPROVAL

Real-time decision-making and approval for subscribers.

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DISBURSEMENT

Loans are disbursed directly into the customer's mobile wallet.

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LOAN RECOVERY

Multiple repayment options and channels for subscribers.

COMPLIANCE

Fully compliant with all statutory reporting.

SUPPORT

Self-service and call center support provided

COLLECTION

Deployed collection strategy to recover maximum capital.

RELATED PRODUCTS
XTRACASH

Supports instantly approved micro loans disbursed to mobile wallets or bank accounts, featuring tailored versions for retail, sme and agent customer segments.

XTRABALANCE

Overdraft product for seamless transaction completion and a 'check out on credit' experience for wallet users.

XTRAFONE

Device financing product with device management capabilities, covering a wide range of manufacturers.

XTRAPAY

Buy-now-pay-later (bnpl) product for online and in-store payments.

XTRAFLOAT

Overdraft product designed to augment the working capital, or "float" of agents.

SEE ALSO
Airtime CREDIT

We provide flexible airtime, data, and package credit solutions for MNOs, allowing them to offer convenient and accessible airtime advances to their customers.

Data Monetization

Leveraging our turn-key product-as-a-service solutions, MNOs can unlock the potential of their data and create new revenue streams, maximizing the value of their customer insights.

OUR PARTNERS
access
airtel
du
ecobank
indosat
interswitch
Hutch
JazzCash
JS Bank
lyca
mashreq
mobiliy
MoMo
mtn
omantel
ooredoo
PostBank Uganda
robi
Vodacom
vodafone
zain

Ignite the future of your business

Connect with Us and Discover Exciting Growth Opportunities!

CONTACT US
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