Investor Relations
Explore Optasia's performance, strategy and the infrastructure powering financial access at scale.
LATEST RESULTS
FY2025 Results
for year ended 31 Dec 2025
Released: 16 March 2026
FY2025 Integrated Reporting suite now available:
Performance
Scale
Access
“From a single-country operation to one of the world’s largest fintech platforms, we’ve built a profitable, capital-light business that scales with purpose. With every credit decision we make, we’re enabling opportunity, empowering communities, and creating lasting financial inclusion at scale.”
Salvador Anglada
Chief Executive Officer
Investment highlights
01
Large Structural Financial Inclusion Opportunity
1.4B+ Unserved Adults
More than 1.4 billion adults globally remain unbanked, with the largest opportunity concentrated in emerging markets where mobile ecosystems have become the primary gateway to financial services.
Optasia operates within these ecosystems, enabling partners to expand access to credit at scale.
50 Distribution Partners | 17 Distribution Partners
Optasia distributes financial services through mobile network operators, banks, and digital wallets, providing immediate access to large user bases with minimal customer acquisition costs.
This partner distribution enables sustainable delivery of very small ticket credit products.
02
Embedded Distribution Network
03
AI-Driven Platform Enabling Ultra-Low-Cost to Serve
300 Loans Per Second [22% normalised net income margin]
Optasia operates a fully production-scale credit infrastructure platform, capable of processing hundreds of loans per second with more than 200 AI models running in live environments.
This highly automated platform allows partners to serve very small loan sizes — including loans under $5 — profitably, unlocking a financial inclusion opportunity.
04
Capital-Light Infrastructure Platform
17 Financial Institutions
Optasia operates a B2B2X financial infrastructure platform enabling partners to offer lending products through their own digital ecosystems, with lending capital provided by financial service providers.
Growth is driven primarily by technology, data, and partner distribution rather than balance sheet expansion, supporting a capital-light and scalable model.
05
Proprietary Credit Intelligence
1.5B Credit Decisions Per Month
The platform processes more than 1.5 billion credit decisions every month, continuously expanding Optasia’s proprietary credit dataset.
This enables active credit risk control, improves model accuracy, and creates a self-reinforcing data advantage that compounds as the platform grows.
06
Diversified, Profitable Global Platform
38 Markets
Optasia operates across 38 markets, with no single country contributing more than 22% of revenue.
This diversified footprint supports profitable growth and strong cashflow generation, while reducing exposure to individual market volatility.